Top 10 credit card rewards and the cards

Top 10 credit card rewards and the cards

Most credit cards give rewards to customers every time they use the card. The incentives you may get vary from card to card. Consumers receive one of three credit card rewards: cashback, points, or miles, and they can be used however the consumer wishes to use them. Some reward cards are solely meant for businesses. Here are the top ten US credit card rewards:

Chase Sapphire Preferred® Card

Use this card frequently when dining and traveling to earn the best credit card rewards. Spending money on travel makes 5x points, 3x on dining, and 2x points on anything else. Its main benefit comes into play when redeeming points for travel through the Chase Ultimate Rewards. This option increases points value by 25%.

Blue Cash Preferred® Card from American Express

This card is on this list of the best credit card rewards, as you can get 6% cashback on certain US streaming subscriptions, 3% cashback on gas and transportation, and 1% cashback on everything else. Cardholders can also get $300 in statement credits after spending $3,000 on the card in the first six months.

Chase Freedom Flex℠

This card offers 5% cashback on purchases of up to $1,500 every quarter in recurring bonus areas. On top of that, Chase Freedom Flex gives 5% cashback on trips booked via Chase, 3% at pharmacies and eateries (including delivery), and 1% on all other transactions.

Chase Freedom Unlimited®

This card offers 5% cashback on trips booked via Chase Ultimate Rewards, 3% on dining and pharmacy purchases, and 1.5% on all other transactions. Earn an extra 1.5% cashback on all purchases (up to $20,000 in the first year) valued up to $300.

Discover it® CashBack

This card is an intelligent way to maximize cashback returns up to 5% cashback every quarter in rotating areas, including, grocery shops, restaurants, petrol stations, and PayPal payments. All other purchases yield 1% cashback. Discover has no yearly fee and doubles all cashback earned in the first year.

Capital One SavorOne Cash Rewards Credit Card

This card gives 3% cashback on dining, entertainment, and grocery expenditures and 1% on all other transactions. Get 0% introductory APR on purchases for 15 months and 14.99% to 24.99% variable APR after that. Spend $500 on your card in the first three months to get a $200 bonus.

Delta SkyMiles® Gold American Express Card

The credit card rewards on this card are the best if you prefer Delta, as it might help you earn free trips faster. Delta purchases, restaurants, and supermarkets earn 2 miles per dollar, whereas all other purchases earn 1 mile per dollar. When you charge Delta in-flight purchases to your card, you’ll also get your first checked luggage free, priority boarding, and a 20% discount.

Blue Cash Everyday® Card from American Express

The American Express Blue Cash Everyday® Card earns 3% cashback at supermarkets, 2% at petrol stations and select department shops, and 1% on all other transactions. With no yearly fees and a 15-month 0% APR on purchases, this card may be yours for as little as $1. After your first six months, spend $2,000 on your card and get a $200 statement credit.

Hilton Honors American Express Card

This card is the best option and offers the best credit card rewards for frequent Hilton shoppers. You can earn seven Hilton Honors bonus points for every dollar spent at Hilton hotels and five points per dollar spent in supermarkets, petrol stations, and restaurants. Everything else gets three points per $1. This card has no yearly fees and offers a complimentary Silver level in Hilton Honors.

Wyndham Rewards® Earner℠ Card

This card gives five points per dollar for hotels. In addition, qualified gas expenditures earn five points per dollar, while dining and grocery purchases earn two points per dollar. Enjoy benefits, such as late checkout and preferential room selection, when you book via Wyndham Rewards Gold.

While choosing the top credit cards, factors like annual fees, APRs, sign-up bonus values, cardholder advantages, international transaction fees, and balance transfer fees were considered.