Car insurance – Top companies and their quotes

Car insurance – Top companies and their quotes

Buying car insurance is essential to owning a car, and finding a company that suits your needs is just as important. The insurance company you choose should provide you with the coverage you need and also process your claim quickly and without any hassles. Here’s a list of car insurance companies in the U.S. that are considered to be the best by users.

Geico
The car insurance rates offered by Geico make it suitable for most drivers. The average annual rate for good drivers is about $1,182, whereas drivers with a speeding ticket would need to pay an average annual rate of about $1,579. This firm also offers some excellent rates for senior citizens and young drivers who can find car insurance quite expensive. The DriveEasy insurance program offered by this company can reduce auto insurance rates of good drivers based on their driving habits. However, drivers with a DUI would have to pay a high average rate with this firm.

Nationwide
This car insurance firm offers some of the best rates for adding a teen driver, which can be very beneficial for parents or those with teenagers. The average annual rate for good drivers here is about $1,540, and for those with a speeding ticket, it’s about $1,970. The premiums are affordable, making it a good choice for those with poor credit.

Travelers
This is one of the few car insurance providers that offer a good average auto rate even to drivers with a DUI. Those with a speeding ticket can expect an average annual rate of about $1,828, whereas if you are a good driver, your annual rate would be approximately $1,435. This firm also offers one of the best rates for loan/lease gap insurance which is about $39 per year.

USAA
Although this car insurance agency offers low rates for drivers with a ticket or a DUI on their record, it only offers coverage to veterans, active members of the armed forces, and their immediate family members. The average annual rate for a good driver is about $1,141, and those with a speeding ticket can expect to pay about $1,381.

State Farm
If you have been involved or were the cause of an accident, this car insurance provider is for you. It is also a good choice for those with a speed ticket on their record, as the average annual rate would be about $1,607. For those with a clean driving record, the rate can be as low as $1,402. For those with a DUI on record, you might be able to get help filing an SR-22 form from this agency if you need it. This firm also offers very competitive rates for senior drivers.

Auto-Owners Insurance
If you can pay your car insurance policy in full at the time of purchase, you might be avail of the 14% discount offered by this company. Although this firm’s average annual rate offered to good drivers is $1,532, it can be a bit high for those with a DUI or poor credit. Also, if you are a parent of a teenager, you could find that the increase in policy by about $3,580 for adding your teenage child to your policy a bit steep.

Erie Insurance
If you are used to planning and budgeting your finances, then the policies offered by Erie Insurance could be the best for you. Your rate would be the same with this firm unless you add or remove a car from the policy. The average annual rate for good drivers is $1,419 and for those with a speeding ticket is $1,600, which is also quite reasonable for most. Although, you might find rates here a bit high if you have bad credit.

These are just a few car insurance firms; there are more, and in addition to comparing quotes, you should also read customer reviews on online sites and forums to help you decide which one is the best suited to meet your needs.