5 leading companies for debt management

Debt management companies are often for-profit organizations that can help you settle your unsecured debts. If you cannot settle your debt independently, the company will negotiate on your behalf and settle the debt for less than what you owe. When choosing a debt management company, the factors to ...

Top 10 high-yield bond funds

Looking for higher returns on investments? Consider buying high-yield bonds. These bonds pay higher interest rates due to low relative credit ratings. However, they also have a higher chance of default than investment-grade bonds, making them a risky product to add to an investment portfolio. If you...

5 apps that help manage credit cards effortlessly

Credit card management apps help you simplify your finances, manage your credit cards, and offer additional benefits too. Since managing finances is not everybody’s strong suit, such apps are very useful. These apps help you gain clarity in case you are confused about using your credit card. Given...

Types of stocks and the top ones to buy

Everybody loves the idea of risk-free stocks, but there are none that are 100% safe. Even if you invest in the best companies, they can have unexpected troubles. The market has become very uncertain post-pandemic. Having said this, some investments are safer than others. If you feel that a company i...

How do property reverse mortgages work

A loan taken by people who are 62 years and above against their property is called a reverse mortgage. It lets homeowners transform their property equity into cash income devoid of monthly mortgage payments. The loan is due when the borrower moves or sells. If they pass away, the heir must pay the d...

Top 5 tax preparation services to check out in the USA

Filing tax returns is not tedious anymore. Most processes now happen online, from viewing your tax status to filing returns and tracking the transactions. So you can save plenty of time during tax preparation and filing returns. Many firms also offer tax prep services; they help you understand your ...

Top 10 credit card rewards and the cards

Most credit cards give rewards to customers every time they use the card. The incentives you may get vary from card to card. Consumers receive one of three credit card rewards: cashback, points, or miles, and they can be used however the consumer wishes to use them. Some reward cards are solely mean...

7 habits that will help maintain a good credit report

A good credit report brings along several advantages, including better savings in the long run. People with good credit scores achieve reduced interest rates not only on personal and student loans but also on mortgages and credit cards. This leads to lower monthly payments and better savings in case...

9 tips to pay off credit card debt fast

Are you struggling with credit card debts and wondering how to repay them? You're not alone. According to recent data, our population's total credit card debt amounts to a whopping $856 billion! Many people develop innovative strategies to escape the debt trap, but to no avail. So, we decided to hel...

Veteran refinancing – All one needs to know

A VA loan is a program established by the US Department of Veterans Affairs. This loan is available to active and veteran service personnel and their spouses. The terms of the loan are generous, which means there is no down payment, prepayment penalties, and mortgage insurance. Moreover, you can rep...